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Summer Sessions & Winter Minimester

Winter Minimester

For Federal Pell Grant calculations, the three-week January minimester is combined with the Spring term. Spring Pell Grant disbursements are based on your combined units for the Minimester and Spring terms. Minimester units only change spring aid if they increase your enrollment status for the spring aid period.


  • Undergraduate students with 3 minimester units and 9 spring units are eligible for full-time spring Pell Grants (12 units).
  • If you are already full-time based on only your spring units, then minimester units won’t change your Pell Grant.

Summer Sessions

Student financial aid for the Summer Sessions comes from the Federal Pell Grant Program and the Federal Direct Loan programs. To apply for these programs you must meet the following conditions:

  • If you have not already done so, you must submit a 2014-2015 Free Application for Federal Student Aid (FAFSA).  (To apply on-line, go to

  • You meet also meet all the general eligibility requirements for receiving aid, such as being enrolled in a degree or certificate program and making satisfactory progress.

Federal Pell Grants

If you received a Pell Grant for the 2014-2015 academic year, and you did/will not attend full-time for both Fall 2014 and Spring 2015, then you may have some leftover Pell Grant eligibility for summer 2015.

Your summer Pell Grant will be determined using a formula that considers your remaining 2014-15 eligibility, the number of weeks in your summer attendance, and the number of units for which you register. 

Please note: Pell Grants are for undergraduate, first bachelor’s degree candidates only.

Federal Direct Student Loans

To receive a Federal Direct Student Loan for the Summer Sessions, you must meet these additional conditions:  

  • You must register for and maintain a total summer course load of at least 6 units (for example, three units during Summer Session I and three units during Summer Session II)

  • You have not already borrowed the annual loan limit for your grade level (as determined by your earned units) See the table below.

Grade Level
Earned Units

Dependent Students

Independent Students
Additional Unsubsidized Loan
Junior or Senior

Note:  No student may borrow more than the cost of education.

If you borrowed less than the limit for your grade level during the 2014-2015 academic year, you can borrow the difference between your current loan and the limit for your grade level.  (For example, a freshman who borrowed $3,500 for 2014-2015 can borrow up to $2,000 in unsubsidized loan for the summer.) You can see how much you borrowed for the current academic year on Towson Online Services.

Complete the 2015 Application for Summer Financial Aid

  • The Summer 2015 Aid Application will be available by April 1, 2015.

Because the amount of your aid will depend on the number of sessions you attend, as well as your enrolled units, the Financial Aid Office will process your application only after you register for summer classes.  Any change in your schedule may result in a reduction to your aid.

If your summer aid exceeds your university charges, your account will have a credit balance.  Rebate checks for credit balances are usually available three weeks after the credit balance occurs.  The Bursar’s Office will issue rebate checks no earlier than the first day of classes.


Financial Aid Office
Enrollment Services, Room 339
Hours: Monday - Thursday, 8 a.m. - 5 p.m.; Friday, 8 a.m. - 4:30 p.m. (Reception Desk)
            Monday - Thursday, 8:30 a.m. - 5 p.m.; Friday, 8:30 a.m. - 4:30 p.m. (Financial Aid Call Center)

Phone: 410-704-4236
Fax: 410-704-2584


• You may be eligible for financial aid for Summer Trimester. Look into the requirements.

You must complete a separate application for Summer Trimester financial aid.





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