Education
Ph D, Finance and Economics, Binghamton University, 1984
MA, Economics, Binghamton University, 1981
BA, Economics, State University College at Cortland, 1979
Steven C. Isberg
Associate Professor, Department of Accounting
Currently Teaching
- Spring: ACCT201.102 - PRINCIPLES OF FINANCIAL ACCT
- Spring: ACCT730.101 - FIN STATEMENT ANALYTICS & VALU
Areas of Expertise
Selected Publications and Presentations
- Can You Manage Surprise? Positioning for a Black Swan Event,
Publisher: Credit Research Foundation, January (1st Quarter/Winter), 2024 - Outlook 2024: All Eyes on Banking and the Credit Markets,
Publisher: Credit Research Foundation, January (1st Quarter/Winter), 2024 - Gold and Fiat Money: Global Currency Markets at a Crossroads,
Publisher: Credit Research Foundation, October (4th Quarter/Autumn), 2023 - Federal Reserve Policy Strength Under Monetization Do the Tools Still Work?,
Publisher: Credit Research Foundation, July (3rd Quarter/Summer), 2023 - CECL and Trade Credit: What it is...and what it is not,
Publisher: Credit Research Foundation, February, 2023 - Restore Glass-Steagall...and Give it Some Teeth This Time,
Publisher: Credit Research Foundation, January (1st Quarter/Winter), 2023 - Oh, By the Way....an Outlook for 2023,
Publisher: Credit Research Foundation, January (1st Quarter/Winter), 2023 - Economic Outlook 2022: Cutting Further into the Thick Forest,
Publisher: Credti Research Foundation, January (1st Quarter/Winter), 2022 - Monetization, Debt, Trade and the Post-COVID Economy: History Brought to Bear,
Publisher: Credit Research Foundation, July (3rd Quarter/Summer), 2021 - The Post-COVID Economy - Lessons from Past Disruptions,
Publisher: Credit Research Foundation, April (2nd Quarter/Spring), 2021 - Guns AND Butter - Stimulus and the State of the US Economy,
Publisher: Credit Research Foundation, January (1st Quarter/Winter), 2021 - Onto What Storm are we Accelerating?,
Publisher: Credit Reesearch Foundation, January (1st Quarter/Winter), 2021 - Is a Proposed Stimulus Plan Going to Be Enough?,
Publisher: Credit Research Foundation, October (4th Quarter/Autumn), 2020 - The Importance of Macro and Microeconomic Drivers of Bad Debt Losses Under CECL,
Publisher: Credit Research Foundation, April (2nd Quarter/Spring), 2020 - The New Normal is Now Normal: So, What Are We Waiting For?,
Publisher: Credit Resarch Foundation, January (1st Quarter/Winter), 2020 - 2019: How Long is the Debt Bomb's Fuse?,
Publisher: Credit Research Foundation, January (1st Quarter/Winter), 2019 - Business and Manufacturing Process Re-engineering: Have We Become too Good for Our Own Good,
Publisher: Credit Research Foundation, October (4th Quarter/Autumn), 2018 - Retailing: Growth, Profitability and Indebtedness,
Publisher: Credit Research Foundation, April (2nd Quarter/Spring), 2018 - Economic Outlook for 2018,
Publisher: Credit Resarch Foundation, January (1st Quarter/Winter), 2018 - The Recent Past, Present and Future of Retailing,
Publisher: Credit and Financial Management Review, November, 2017 - Online and On-ground Retailing: Shifiting of the Ground,
Publisher: Credit Research Foundation, June, 2017 - Organizational Design,
Publisher: Credit Research Foundation, May, 2017 - The OTC Evolution: Common Model,
Publisher: Credit Research Foundation, May, 2017 - The RFP Process,
Publisher: Credit Research Foundation, May, 2017 - A Brief Trip Back in Time: the Evolution of Shared Service Centers,
Publisher: Credit Research Foundation, May, 2017 - Selling Retail - Part 1: The Economic State of Retailing,
Publisher: Credit Researech Foundation, April (2nd Quarter/Spring), 2017 - Understanding the Different Elements of the Valuation Model in the Anatomy of a Predicatable Bankruptcy: Application to the Retail Landscape,
Publisher: Credit and Financial Management Review, April (2nd Quarter/Spring), 2017 - The New Normal is Here to Stay in 2017,
Publisher: Credit Research Foundation, January (1st Quarter/Winter), 2017 - The Hothouse is Getting Cooler,
Publisher: Credit Research Foundation, September, 2016 - Whither the Oil Patch?,
Publisher: Credit Research Foundation: News, July (3rd Quarter/Summer), 2016 - Use of Shared Service Centers for Credit and Accounts Receivable Policy Setting and Task Completion Analysis of the Results of a Survey of Credit Executives,
Publisher: Credit Research Foundation: Occasional Paper Series, May, 2016 - Growth Performance and Prospects for the U.S. Economy: An Analysis of Long Terms Rates and Trends,
Publisher: Credit and Financial Managment Review, February, 2016 - The Economic Minefield of Accumulated Debt: Part 2 and Outlook for the US Economy,
Publisher: CRF Annual Economic Review and Outlook, January (1st Quarter/Winter), 2016 - The Economic Minefield of Accumulated Debt: Part 1,
Publisher: Credit Research Foundation, December, 2015 - Econoic Realignment, Consumer Income, Debt, and Spending: Impacts on Sustainability,
Publisher: Credit and Financial Managment Review, April (2nd Quarter/Spring), 2014 - The Implicit Cost of Trade Credit and the Theory of Optimal Terms of Sale: Revisited for the 21st Century,
Publisher: Credit Research Foundation Occasional Paper, October (4th Quarter/Autumn), 2013 - Interest Rates, Consolidation and Financial Economic Stability: An Historical Perspective,
Publisher: Credit and Financial Management Review, March, 2013 - Using Financial Analysis to Assess Brand Equity,
Publisher: Journal of Product and Brand Management, January (1st Quarter/Winter), 2013 - The U.S. Economy: Headed for Another Restructuring?,
Publisher: Credit Research Foundation, January (1st Quarter/Winter), 2011 - QE2: Cruise Ship Headed for a Perfect Storm?,
Publisher: Credit Research Foundation, December, 2010 - Fed Won't Be Able to Halt This Downturn,
Publisher: Baltimore Sun, November, 2010 - What's Going on with Hospital Credit Risk?",
Publisher: Credit Research Foundation, September, 2010 - Understanding Customer Derivative Risk: A Case Analysis,
Publisher: Credit and Financial Management Review, March, 2009 - Size Relationships and the Ability to Manage DSO and Terms,
Publisher: Business Credit, April (2nd Quarter/Spring), 2008 - Credit Research Foundation Credit and Accounts Receivable Compensation Study: 15th Edition,
Publisher: Credit Research Foundation, , 2007 - The Impact of Business Process Reengineering on Staff and Management Positions: Is Credit Getting Its Due?,
Publisher: Credit and Financial Management Review, January (1st Quarter/Winter), 2007 - The Hourglass Economy: Will the Winner Take All? An Application of Financial Statement Analysis to Department Store Retailing,
Publisher: The Journal of Credit Management, , 2006 - The Hourglass Economy: Will the Winner Take All? An Application of Financial Statement Analysis to Department Store Retailing,
Publisher: The NACM Oregon Credit Management Review, , 2006 - Job Analysis and Compensation Modeling for Credit Staff and Mid-level Management: A Pilot Study,
Publisher: Credit and Financial Management Review, October (4th Quarter/Autumn), 2006 - On Whose Terms,
Publisher: The Credit Research Foundation Occasional Paper Series, March, 2006 - The Hourglass Economy: Will the Winner Take All? An Application of Financial Statement Analysis to Department Store Retailing,
Publisher: Credit and Financial Management Review, October (4th Quarter/Autumn), 2005 - Outsourcing Collection of Delinquent Accounts: Experiences During Recession and Growth,
Publisher: Credit and Financial Management Review, July (3rd Quarter/Summer), 2004 - Future Trends in Business Credit and Receivable Management,
Publisher: The Credit Research Foundation, March, 2004 - Outsourcing and the Collection Function,
Publisher: The Credit Research Foundation, June, 2000 - Whither Cash Flow, Whence Value? Chapter II,
Publisher: Credit and Financial Management Review, April (2nd Quarter/Spring), 2000 - Whither Cash flow, Whence Value? Chapter I,
Publisher: Credit and Financial Management Review, January (1st Quarter/Winter), 2000
Grants & Contracts
- CEI/CELTT Faculty Cohort for Infusing Entrepreneurship into the Undergraduate Curriculum
Sponsor: Provost's Office/University of Baltimore, 2013 - Curriculum Development in Critical Reading
Sponsor: UB Provost Office, 2012 - Instructional Technology Grant
Sponsor: UB, 2012 - Developing and Undergraduate Entrepreneurship Curriculum
Sponsor: Kauffman Foundation, 1997