Summer & Minimester

Winter Minimester Aid Options

The treatment of Minimester units varies by aid program.

Prohibited Minimester Aid Payments

For many aid programs, including all TU Scholarships, awards cannot be adjusted or disbursed based on Minimester units.

Approved Minimester Aid Payments

We can only adjust aid payments for minimester units for the following aid programs:

These Mini-Spring payments are subject to the following rules:

Spring Units
+ Minimester Units
= Total Units for Spring Aid Payments

If you already meet the minimum unit requirements for all your spring aid based solely on your spring units, then your Minimester units will not change your spring aid. If your additional Minimester units boost you to a higher enrollment level, such as full-time status, then we will base your spring aid payments on that combined level.

  • Undergraduate example — 3 (minimester) units + 9 (spring) units = 12 units = full-time status for spring aid payments.
  • If your total spring aid payments exceed your combined minimester and spring term charges, the Bursar’s Office will issue you a spring term aid rebate.

Summer Aid Options

Summer aid is limited. Students may be able to borrow summer direct student loans if they enroll at least half-time and have not already borrowed their maximum annual direct student loans. Parents can borrow summer PLUS loans if students will take at least 6 summer units.

aid programs Summer aid options
Pell Grants Need-based grant for undergraduate students. Only available to students who meet the Pell Grant eligibility requirements.
Direct Subsidized Student Loans Need-based federal loan for undergraduate students. Only available to students with leftover loan eligibility from the Fall 2017 or Spring 2018 semesters.
Direct Unsubsidized Student Loans Federal loan for students with leftover eligibility from the fall 2017 or spring 2018 semesters.
Parent PLUS Loans Federal loan for parents of undergraduate students.
Graduate Student PLUS Loans Federal loan for graduate students.

Summer Aid Eligibility Requirements

  • To receive a summer Pell Grant, you must register for your classes by the summer Change of Schedule deadlines.
  • To be eligible to apply for any of these aid programs, you must also meet the federal General Eligibility Requirements
  • Your total summer aid, also cannot exceed your summer Cost of Education budget.
  • Repeating Completed Courses — if you repeat a course that you already completed with an A, B, C, D, or Pass grade, then you can only receive federal aid to repeat this course for a second time. 

Summer Pell Grant eligibility requirements

Federal Pell Grants are only available to students with high financial need who are pursuing their first Bachelor's Degree.

  • To receive summer Pell Grants, students must enroll for at least 6 summer units or must have leftover eligibility from the previous fall and spring semesters.  You will only have leftover eligibility from the previous fall and spring semesters, if you did not attend full-time for the previous fall and and spring semesters. 
  • Your summer Pell Grant will be determined using a formula that considers your Pell Grant eligibility and your total summer units.

Summer Subsidized and Unsubsidized Loan eligibility requirements

To apply for Federal Direct Subsidized or Unsubsidized Loans for summer, you must also meet all of the following conditions:  

  • You must register for and remain enrolled for at least 6 summer units (for example, 3 units for Summer Session I and 3 units for Summer Session II).
  • You must not have already borrowed your maximum annual loan amounts and must have leftover annual eligibility based on the loan limit charts.
  • To view the loan amounts you already borrowed for 2017-18, please login to Towson Online Services.
  • If you have remaining annual eligibility, then you should be able to borrow that remaining eligibility for the summer (for example, a freshman who only borrowed $3,500 for fall 2017 and spring 2018 could borrow up to $2,000 in unsubsidized loan for the summer).

Summer PLUS Loans

If you do not meet the Pell Grant or Subsidized/Unsubsidized Loan requirements, then you might want to borrow a federal PLUS loan.

Applying for Pell Grants and Subsidized or Unsubsidized Loans

Carefully read the summer loan and Pell grant eligibility criteria outlined above.

If you have not already done so, you must submit a 2017-18 Free Application for Federal Student Aid (FAFSA).

Because your summer aid eligibility will depend on your total summer course units, you must register for your summer courses before you submit your summer aid application.

Complete the online summer aid application

(This application will not be available until March 2018.)

  • Login to TU Online Services.
  • Choose Self Service and Student Center.
  • At the bottom of the Finances section, choose Financial Aid Forms.
  • Choose 2017-18 and Application for Summer Aid.

When your summer aid offer is ready, we will send an aid notification to your TU email account. You must review your awards to confirm and accept your approved amounts.

  • If we are able to offer you a summer Pell Grant, it will be listed on your awards screen.
  • If you requested a summer student loan, we will automatically process it and accept it for the amount you requested or the maximum you are eligible to borrow, whichever is less. 
  • If you do not request  a summer loan, we will offer you the maximum loan amount in case you decide to accept and borrow a loan.

If you change your total summer units after you submit the summer aid application, it can reduce your aid and increase your remaining charges.

If your summer aid exceeds your charges, you will receive a financial aid rebate. Rebates are usually available three weeks after the credit balance occurs.

Application Deadlines 

  • To avoid aid payment delays, please apply for summer aid by April 7th
  • We will accept late applications, but your aid may disburse late.


Office of Financial Aid

Enrollment Services
Room 339
All Contacts & Resources
Mon-Thurs, 8:30 am-5 pm; Fri, 8:30 am-4:30 pm (Call Center)

Mon-Thurs, 8 am-5 pm; Fri, 8 am-4:30 pm (Reception Desk)