Health Benefits
As a TU faculty or staff member, you can pick and choose from an array of benefits choices to meet your needs.
State of Maryland Health Benefits
Towson University’s health benefits fall under the State of Maryland. The options include:
- Medical plans include routine vision services, behavioral health, and a wellness program.
- Prescription drug plan. Prescription drugs are not included in our medical plans. This is a separate freestanding benefit.
- dental plans
- Term life insurance and accidental death and dismemberment plans
- Flexible Spending Accounts
Benefits run on the Calendar Year (CY). Opportunities to enroll are:
- newly hired employees (effective date 1st of the month following date of hire)
- Employees with a life event such as marriage, birth, divorce, death, loss of coverage, etc. (must be reported within 60 day of event). Life event requires documentation (see documentation info section below).
- open enrollment occurring annually each fall (effective date 1st of the following calendar year)
Managing Your Benefits
TU faculty and staff can manage their employee benefits online using Workday. Visit our Workday page for login information and instructions on viewing your benefits or making changes to your benefits after a life event.
For technical assistance with your password or login issues, email TU_HRIS@towson.edu.
Medical Plan Information
- Benefits Guide 2024 (PDF)
- Benefits Guide 2025 (PDF)
- Visit mymdbenefits.com for additional information on all our plans
Medical Plan Providers
CareFirst, 1-800-225-0131
Kaiser Permanente, 1-855-839-5763
United Health Care, 1-800-382-7513
Rates
Regular Faculty and Staff Rates (CY 2024) (PDF)
Contingent Faculty and Staff Rates (CY 2024) (PDF)
Regular Faculty and Staff Rates (CY 2025) (PDF)
Contingent Faculty and Staff Rates (CY 2025) (PDF)
Quick Links and Forms
- State of Maryland Department of Budget and Management Health Benefits Information
- Health Plan Contacts
- Summary Plan Descriptions for Medical Plans
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Visit PeopleSoft Self-Service to change your personal information and get your Workday benefits ID number.
documentation requirements
Adding New Dependents
Required supporting documentation must be attached to the Event in Workday.
See Dependent Documentation Requirements guide (PDF) for details.
Documentation for Life Events
Life events must be reported within 60 days of the event. Required supporting documentation must be attached to the Event in Workday.
See Qualifying Life Event Supporting documentation guide (PDF) for details.
Additional information on reporting life events can be found on the Workday for Benefits webpage.
Prescription Drug Program
The prescription drug program is a free-standing benefit administered by CVS/Caremark, a pharmacy benefits manager. Contact CVS/Caremark at 1-800-863-5488.
- State of Maryland DBM Health Benefits Prescription Coverage
- State of Maryland DBM Health Benefits Information
QUICK LINKS
Dental Plan Options
Delta Dental Deltacare USA Network only (HMO), 1-844-697-0578
NOTE: call dentist directly for participation in network information
United Concordia (PPO), 1-888-638-3384
Wellness Program
Wellness Activities and Rewards
2025 is a “Reset” year for Wellness Incentives, which means that you need to complete your wellness activities to earn the incentives in 2025, your rewards continue until 12/31/2026!
2025 Wellness Activities (PDF)
To view more details on the wellness activities, Visit the Wellness Home page.
Financial Wellness:
Upwise from MetLife is a no-cost confidential financial wellness app available to all State of Maryland Employees. Participation does not depend on benefits eligibility and no election is required for participation.
Once you let Upwise know about your goals and priorities, Upwise will recommend simple actions, like taking challenges or reading articles, to help you achieve real financial progress—one step at a time.
Here are three examples of how Upwise can help you:
- Get a handle on student debt
- Get a free credit report
- Cancel unwanted subscriptions
The more Upwise is used, the more tailored the recommendations and actions become. Upwise will celebrate small wins with you, which increases financial confidence and optimism about what can be accomplished financially.
Learn more at Upwise.com , and download the Upwise app from the App Store ® or Google Play ™.